Growth · Brand · Product · Consumer Crypto & Fintech
Imo Babics
CGO & CMO at Relai · Ex-Bitpanda
I build consumer finance brands people trust with their money. Bitpanda from 100k to 1.1M+ users. Relai 10x monthly active users and 30x downloads, with around 70% of signups organic.
"Imo has been a co-founder-like partner and a key driver of Relai's growth."
Julian Liniger · CEO & Co-founder, Relai
About
From niche to mainstream.
Chief Growth Officer, CMO and Managing Director EU at Relai, Europe's leading licensed Bitcoin savings app, built on self-custody. I joined in 2021, right after the Series A, and I'm one of five decision-makers on the leadership team that sets company strategy, not only marketing strategy. I own how the company grows, competes and is perceived: brand, performance, lifecycle, ASO and SEO, product growth, analytics, PR and customer experience. The brand is the part of Relai people compliment first.
Before that, I was Head of Marketing at Bitpanda. I joined at around 100,000 users and 30 employees, built the marketing team from zero to seventeen, and left at 1.1 million+ users and 180+ employees.
The common thread: taking a financial product most people found intimidating and turning it into something they trust with their savings. At Relai, on a fraction of the category leaders' budgets: around 70% of signups organic, paid media as the accelerator rather than the engine, and search rankings next to the global exchanges.
In between, I was CMO at Robo Wunderkind, a consumer robotics brand for kids. Before fintech: a decade in media and entertainment, working with Universal Pictures, Xbox, PlayStation, Microsoft and Huawei.
In 2026, I was named one of the Fintech Marketing Hub's Top 30 Most Influential Fintech Marketers in Europe.
A week of live data beats two months of internal debate. Every time.
Growth is cross-functional. Product, tech and support shape the outcome as much as marketing does.
Simplicity wins. In messaging and in decisions.
Small, AI-native teams can outperform their headcount. I build them that way.
In a new environment, first learn what already works. Then decide what to change.
"Imo brings a unique and versatile skill set, making him an exceptional marketer, especially in the Bitcoin space."
Raphaël Schön · Content Strategist, ex-Bitpanda & Relai
Track Record
Companies I've grown.
2021-Present
Relai
Chief Growth Officer · CMO · Managing Director, Relai EU
Scaled monthly active users 10x in two years from Series A (2021-2023)
Downloads up 30x, from ~20k at joining to 600k+, and $1.5B total volume, on a fraction of the category leaders' budgets
Organic-first growth: ~70% of 2026 signups organic, with paid media as the accelerator, not the engine; top 5 in Germany and #1 in Switzerland for core Bitcoin buying and savings searches, behind only Coinbase, Kraken, Bison and Ledger
Own the full funnel: brand, performance, ASO and SEO, lifecycle, product growth, analytics and customer experience, in five languages
Repositioned Relai from a Bitcoin trading app to a trusted Bitcoin savings brand while the product moved to a full EU licence
One of five decision-makers on the leadership team; Managing Director of Relai EU, the AMF-licensed entity, across DACH, France, Italy and Spain
Lead a lean growth org of up to 13 people across marketing, customer support and private client sales
2018-2019
Bitpanda
Head of Marketing
Joined at ~100k users and 30 employees; left at 1.1M+ users and 180+ employees
Built marketing from 0 to 17 people
Owned acquisition, retention, brand, content, social, CRM and PR
Grew annual trading volume to the 10-figure range
Helped make Bitpanda an award-winning European fintech brand
2020-2021
Robo Wunderkind
Chief Marketing Officer
Brought in to grow B2C sales for a consumer robotics brand for kids
eCommerce revenue +63% on web and +33% on Amazon in one year
Website ROAS +166% while cutting overall marketing spend by 10%
2013-2015
Universal Pictures
International Media Manager · London
Oversaw launch campaigns for theatrical releases across 50+ territories
Managed advertising budgets of over $300 million
Global go-to-market experience at scale
2015-2017
Havas Media
Head of Digital
Grew digital's share of agency billings
Led the digital team, senior client relationships and digital strategy
2009-2013
Agency Years
Universal McCann · OMD International · Publicis
Multi-market launches for Xbox, PlayStation, Microsoft, Huawei, EA and BASF
Learned the craft behind every growth engine since: audiences, channels and media economics, across London and CEE
Writing & Talks
How I think
Bitcoin adoption, European fintech, and what operators get wrong about regulated-market growth.
Playbook · New
imobabics.com
How to Launch a Consumer Crypto App in Europe
A field guide from someone who has done it twice: pick a beachhead, localise what matters, win search and AI search, build trust, and keep listening to users.
Read playbook →
Talk
BTC Prague 2026
Europe: Bitcoin's Biggest Untapped Market. Just Unlocked.
450 million Europeans hold $40 trillion in household wealth, yet fewer than 6% of Germans own any Bitcoin. Why a single MiCA license just made Europe Bitcoin's biggest adoption opportunity.
▶ Play video
Article
imobabics.com
Bitcoin Marketing Is Different. Here's Why.
Most Bitcoin companies are talking to Bitcoiners. The next wave of growth comes from everyone else, and that requires a different approach entirely.
Read article →
Article
imobabics.com
How MiCA Unlocked 450 Million Users
Why Europe's regulatory framework is Bitcoin's biggest tailwind, and why most operators are too scared to use it.
Read article →
Article
imobabics.com
8 Things I Learned in Startups
Lessons from scaling two of Europe's most significant fintech companies. The stuff no one tells you before you're already in it.
Read article →
Article
Bitcoin Magazine
Europeans Suck At Managing Their Finances. Bitcoin Fixes This.
Why €1.2 trillion in European wealth is sitting idle in bank accounts, and why Bitcoin is the most powerful fix hiding in plain sight.
Read on Bitcoin Magazine →
Article
imobabics.com
10 Things I Believe About Good Marketing
A personal manifesto, mostly stolen. Ten marketing beliefs I keep coming back to, from Ogilvy to Rory Sutherland.
Read article →
Podcast
YouTube
Bitcoin Growth in Europe: A Conversation
On scaling Bitcoin adoption across regulated EU markets, what MiCA actually means for operators, and why most companies get European growth wrong.
▶ Play video
Interview
Startitup · In Slovak
Bitcoin je vzácne aktívum, nemá majiteľa, firmu ani žiadneho CEO
A conversation with Startitup on why Bitcoin doesn't belong among ordinary cryptocurrencies. This interview is in Slovak.
Read interview →
Projects
Things I've built
Product experiments I design, code and ship myself with AI. Hands-on, so I know what my teams can build.
Live · Free tool
whentobuybtc.xyz
A product experiment in making complex market data simple for everyday savers. Three indicators, one clear, jargon-free reading. Designed, coded and shipped solo, with Claude as co-builder.
Built with Claude · Next.js · Railway
Visit →
FAQ
Common questions
The things people ask before they get in touch.
I'm a consumer crypto and fintech CMO based in Europe. I'm known for twice building a crypto brand that mainstream Europeans trust with their savings. At Bitpanda, as Head of Marketing, I scaled the platform from around 100,000 to over 1.1 million users and built the marketing team from zero to seventeen. At Relai, Europe's leading licensed Bitcoin savings app, monthly active users grew 10x in two years and downloads 30x, to over 600,000. My approach is organic-first and capital-efficient: around 70% of Relai's 2026 signups are organic, and Relai ranks top 5 in Germany and #1 in Switzerland for core Bitcoin buying and savings searches. In 2026 I was named one of the Fintech Marketing Hub's Top 30 Most Influential Fintech Marketers in Europe and gave a keynote at BTC Prague.
I've led consumer crypto growth across Europe twice. As Head of Marketing at Bitpanda I scaled the platform from around 100,000 to over 1.1 million users. At Relai, where I'm Chief Growth Officer, CMO and Managing Director of the EU entity, I led the expansion from Switzerland into Germany, Italy, Spain and beyond, running growth in five languages; monthly active users grew 10x in two years. My approach: start with one beachhead market close to existing product-market fit (for Relai, Germany) and win it before expanding, keep one product but localise the plumbing (payments, IBANs, language and support), make search and AI search the front door, build organic growth and referral first with paid as the accelerator, build a brand people feel safe with, and keep measuring product-market fit with user surveys. The full playbook: How to Launch a Consumer Crypto App in Europe.
I'm Chief Growth Officer, CMO and Managing Director EU at Relai, Europe's leading licensed Bitcoin savings app. Originally from Slovakia, I studied Business Management at the University of Surrey, built my early career in London, then settled in Vienna.
I have 17 years in marketing and have worked in fintech since 2018. Before Relai I was Head of Marketing at Bitpanda, where I scaled the platform from around 100,000 to over 1.1 million users and built the marketing team from zero to seventeen people. Before fintech I spent a decade in media and entertainment, working with Universal Pictures, Xbox and PlayStation. In 2026, I was named one of the Fintech Marketing Hub's Top 30 Most Influential Fintech Marketers in Europe.
I work in English and Slovak, both native, and also speak some German and Hungarian.
As Chief Growth Officer, CMO and Managing Director of the EU entity, I'm one of five decision-makers on Relai's leadership team and help set company strategy, budgets and organisation, not only marketing strategy.
I own how the company grows, competes and is perceived: growth strategy, brand, performance and lifecycle, ASO and SEO, product growth, analytics, PR and customer experience, and I lead Relai Private & Business. Since I joined in 2021, right after the Series A, monthly active users grew 10x in two years and downloads grew 30x, from around 20,000 to over 600,000, alongside $1.5 billion in total volume. Today around 70% of signups are organic; paid media is the accelerator, not the engine. I also led Relai's repositioning from a Bitcoin trading app to a Bitcoin savings app as the company moved to a full EU licence.
Selectively. I speak at conferences, on podcasts and in the media about consumer fintech growth, brand building and Bitcoin adoption in Europe. Speaking and media requests: hello@imobabics.com or via LinkedIn.
I write about consumer trust, European fintech growth and startup leadership. Key pieces include How to Launch a Consumer Crypto App in Europe, Bitcoin Marketing Is Different. Here's Why., How MiCA Unlocked 450 Million Users, 10 Things I Believe About Good Marketing, and 8 Things I Learned from 8 Years in Startups.
I've also been published in Bitcoin Magazine. See the full list in the Writing & Talks section above.
Contact
Let's talk Growth.
If you're building something serious in consumer fintech, or you want someone on stage or on the record who has actually done it, get in touch.