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Growth · Brand · Product · Consumer Crypto & Fintech

Imo Babics

CGO & CMO at Relai · Ex-Bitpanda

I build consumer finance brands people trust with their money. Bitpanda from 100k to 1.1M+ users. Relai 10x monthly active users and 30x downloads, with around 70% of signups organic.

Track Record How I Think

"Imo has been a co-founder-like partner and a key driver of Relai's growth."

Julian Liniger · CEO & Co-founder, Relai

Imo Babics, Chief Growth Officer and CMO, Consumer Fintech Europe
1.1M+ Users Scaled · Bitpanda
10x MAUs · Relai
$1.5B Total Volume · Relai

About

From niche to mainstream.

Chief Growth Officer, CMO and Managing Director EU at Relai, Europe's leading licensed Bitcoin savings app, built on self-custody. I joined in 2021, right after the Series A, and I'm one of five decision-makers on the leadership team that sets company strategy, not only marketing strategy. I own how the company grows, competes and is perceived: brand, performance, lifecycle, ASO and SEO, product growth, analytics, PR and customer experience. The brand is the part of Relai people compliment first.

Before that, I was Head of Marketing at Bitpanda. I joined at around 100,000 users and 30 employees, built the marketing team from zero to seventeen, and left at 1.1 million+ users and 180+ employees.

The common thread: taking a financial product most people found intimidating and turning it into something they trust with their savings. At Relai, on a fraction of the category leaders' budgets: around 70% of signups organic, paid media as the accelerator rather than the engine, and search rankings next to the global exchanges.

In between, I was CMO at Robo Wunderkind, a consumer robotics brand for kids. Before fintech: a decade in media and entertainment, working with Universal Pictures, Xbox, PlayStation, Microsoft and Huawei.

In 2026, I was named one of the Fintech Marketing Hub's Top 30 Most Influential Fintech Marketers in Europe.

Full track record →
01

A week of live data beats two months of internal debate. Every time.

02

Growth is cross-functional. Product, tech and support shape the outcome as much as marketing does.

03

Simplicity wins. In messaging and in decisions.

04

Small, AI-native teams can outperform their headcount. I build them that way.

05

In a new environment, first learn what already works. Then decide what to change.

"Imo brings a unique and versatile skill set, making him an exceptional marketer, especially in the Bitcoin space."

Raphaël Schön · Content Strategist, ex-Bitpanda & Relai

Track Record

Companies I've grown.

2021-Present

Relai

Chief Growth Officer · CMO · Managing Director, Relai EU

Scaled monthly active users 10x in two years from Series A (2021-2023)

Downloads up 30x, from ~20k at joining to 600k+, and $1.5B total volume, on a fraction of the category leaders' budgets

Organic-first growth: ~70% of 2026 signups organic, with paid media as the accelerator, not the engine; top 5 in Germany and #1 in Switzerland for core Bitcoin buying and savings searches, behind only Coinbase, Kraken, Bison and Ledger

Own the full funnel: brand, performance, ASO and SEO, lifecycle, product growth, analytics and customer experience, in five languages

Repositioned Relai from a Bitcoin trading app to a trusted Bitcoin savings brand while the product moved to a full EU licence

One of five decision-makers on the leadership team; Managing Director of Relai EU, the AMF-licensed entity, across DACH, France, Italy and Spain

Lead a lean growth org of up to 13 people across marketing, customer support and private client sales

relai.app →

2018-2019

Bitpanda

Head of Marketing

Joined at ~100k users and 30 employees; left at 1.1M+ users and 180+ employees

Built marketing from 0 to 17 people

Owned acquisition, retention, brand, content, social, CRM and PR

Grew annual trading volume to the 10-figure range

Helped make Bitpanda an award-winning European fintech brand

bitpanda.com →

2020-2021

Robo Wunderkind

Chief Marketing Officer

Brought in to grow B2C sales for a consumer robotics brand for kids

eCommerce revenue +63% on web and +33% on Amazon in one year

Website ROAS +166% while cutting overall marketing spend by 10%

2013-2015

Universal Pictures

International Media Manager · London

Oversaw launch campaigns for theatrical releases across 50+ territories

Managed advertising budgets of over $300 million

Global go-to-market experience at scale

2015-2017

Havas Media

Head of Digital

Grew digital's share of agency billings

Led the digital team, senior client relationships and digital strategy

2009-2013

Agency Years

Universal McCann · OMD International · Publicis

Multi-market launches for Xbox, PlayStation, Microsoft, Huawei, EA and BASF

Learned the craft behind every growth engine since: audiences, channels and media economics, across London and CEE

Imo Babics speaking on stage at BTC Prague, Chief Growth Officer and CMO

On stage
BTC Prague 2026

Writing & Talks

How I think

Bitcoin adoption, European fintech, and what operators get wrong about regulated-market growth.

Featured in Bitcoin Magazine Bitcoin for Millennials Finews.ch Fintech Marketing Hub Startitup

Playbook · New

imobabics.com

How to Launch a Consumer Crypto App in Europe

A field guide from someone who has done it twice: pick a beachhead, localise what matters, win search and AI search, build trust, and keep listening to users.

Read playbook →

Talk

BTC Prague 2026

Europe: Bitcoin's Biggest Untapped Market. Just Unlocked.

450 million Europeans hold $40 trillion in household wealth, yet fewer than 6% of Germans own any Bitcoin. Why a single MiCA license just made Europe Bitcoin's biggest adoption opportunity.

▶ Play video

Article

imobabics.com

Bitcoin Marketing Is Different. Here's Why.

Most Bitcoin companies are talking to Bitcoiners. The next wave of growth comes from everyone else, and that requires a different approach entirely.

Read article →

Article

imobabics.com

How MiCA Unlocked 450 Million Users

Why Europe's regulatory framework is Bitcoin's biggest tailwind, and why most operators are too scared to use it.

Read article →

Article

imobabics.com

8 Things I Learned in Startups

Lessons from scaling two of Europe's most significant fintech companies. The stuff no one tells you before you're already in it.

Read article →

Article

Bitcoin Magazine

Europeans Suck At Managing Their Finances. Bitcoin Fixes This.

Why €1.2 trillion in European wealth is sitting idle in bank accounts, and why Bitcoin is the most powerful fix hiding in plain sight.

Read on Bitcoin Magazine →

Article

imobabics.com

10 Things I Believe About Good Marketing

A personal manifesto, mostly stolen. Ten marketing beliefs I keep coming back to, from Ogilvy to Rory Sutherland.

Read article →

Podcast

YouTube

Bitcoin Growth in Europe: A Conversation

On scaling Bitcoin adoption across regulated EU markets, what MiCA actually means for operators, and why most companies get European growth wrong.

▶ Play video

Interview

Startitup · In Slovak

Bitcoin je vzácne aktívum, nemá majiteľa, firmu ani žiadneho CEO

A conversation with Startitup on why Bitcoin doesn't belong among ordinary cryptocurrencies. This interview is in Slovak.

Read interview →

Projects

Things I've built

Product experiments I design, code and ship myself with AI. Hands-on, so I know what my teams can build.

Live · Free tool

Bitcoinwhentobuybtc.xyz

A product experiment in making complex market data simple for everyday savers. Three indicators, one clear, jargon-free reading. Designed, coded and shipped solo, with Claude as co-builder.

Built with Claude · Next.js · Railway

Visit →

FAQ

Common questions

The things people ask before they get in touch.

I'm a consumer crypto and fintech CMO based in Europe. I'm known for twice building a crypto brand that mainstream Europeans trust with their savings. At Bitpanda, as Head of Marketing, I scaled the platform from around 100,000 to over 1.1 million users and built the marketing team from zero to seventeen. At Relai, Europe's leading licensed Bitcoin savings app, monthly active users grew 10x in two years and downloads 30x, to over 600,000. My approach is organic-first and capital-efficient: around 70% of Relai's 2026 signups are organic, and Relai ranks top 5 in Germany and #1 in Switzerland for core Bitcoin buying and savings searches. In 2026 I was named one of the Fintech Marketing Hub's Top 30 Most Influential Fintech Marketers in Europe and gave a keynote at BTC Prague.

I've led consumer crypto growth across Europe twice. As Head of Marketing at Bitpanda I scaled the platform from around 100,000 to over 1.1 million users. At Relai, where I'm Chief Growth Officer, CMO and Managing Director of the EU entity, I led the expansion from Switzerland into Germany, Italy, Spain and beyond, running growth in five languages; monthly active users grew 10x in two years. My approach: start with one beachhead market close to existing product-market fit (for Relai, Germany) and win it before expanding, keep one product but localise the plumbing (payments, IBANs, language and support), make search and AI search the front door, build organic growth and referral first with paid as the accelerator, build a brand people feel safe with, and keep measuring product-market fit with user surveys. The full playbook: How to Launch a Consumer Crypto App in Europe.

I'm Chief Growth Officer, CMO and Managing Director EU at Relai, Europe's leading licensed Bitcoin savings app. Originally from Slovakia, I studied Business Management at the University of Surrey, built my early career in London, then settled in Vienna.

I have 17 years in marketing and have worked in fintech since 2018. Before Relai I was Head of Marketing at Bitpanda, where I scaled the platform from around 100,000 to over 1.1 million users and built the marketing team from zero to seventeen people. Before fintech I spent a decade in media and entertainment, working with Universal Pictures, Xbox and PlayStation. In 2026, I was named one of the Fintech Marketing Hub's Top 30 Most Influential Fintech Marketers in Europe.

I work in English and Slovak, both native, and also speak some German and Hungarian.

As Chief Growth Officer, CMO and Managing Director of the EU entity, I'm one of five decision-makers on Relai's leadership team and help set company strategy, budgets and organisation, not only marketing strategy.

I own how the company grows, competes and is perceived: growth strategy, brand, performance and lifecycle, ASO and SEO, product growth, analytics, PR and customer experience, and I lead Relai Private & Business. Since I joined in 2021, right after the Series A, monthly active users grew 10x in two years and downloads grew 30x, from around 20,000 to over 600,000, alongside $1.5 billion in total volume. Today around 70% of signups are organic; paid media is the accelerator, not the engine. I also led Relai's repositioning from a Bitcoin trading app to a Bitcoin savings app as the company moved to a full EU licence.

Selectively. I speak at conferences, on podcasts and in the media about consumer fintech growth, brand building and Bitcoin adoption in Europe. Speaking and media requests: hello@imobabics.com or via LinkedIn.

I write about consumer trust, European fintech growth and startup leadership. Key pieces include How to Launch a Consumer Crypto App in Europe, Bitcoin Marketing Is Different. Here's Why., How MiCA Unlocked 450 Million Users, 10 Things I Believe About Good Marketing, and 8 Things I Learned from 8 Years in Startups.

I've also been published in Bitcoin Magazine. See the full list in the Writing & Talks section above.

Contact

Let's talk Growth.

If you're building something serious in consumer fintech, or you want someone on stage or on the record who has actually done it, get in touch.

hello@imobabics.com LinkedIn →